Most landlords will want to see a certain credit score when they do a background check on one of their tenants. This gives them some peace of mind knowing that the tenant is good with their finances and will be able to afford the rent from one month to the next. But if you have a lower credit score, you may want to write a letter to the potential landlord to help explain the bad credit and show that you are taking the right steps to fix the credit as well.

When you write this letter, your goal is to be honest and transparent. Acknowledge that you have a lower credit score and then explain why the number is lower than you would like. Stick with just the facts. You can also be specific. Explain why the credit score is so bad and how you are working on improving the score as well. Whether you went through a divorce, you had to leave your job to take care of a relative, or you have some bad medical expenses, take the time to explain this to the landlord so they can see what is going on.

Once you explain why the credit score is so bad, it is time for you to talk about some of the steps that you will take to help handle some of the bad score as well. Your landlord will appreciate it if you are working hard to improve the credit score, rather than letting it stay bad or getting worse at the same time. Mention how you plan to repair the bad credit and your intention to pay the monthly rent on time.

Most of the time, the landlord is going to be sympathetic to your financial challenges, especially if they can see that you are working hard to fix the problem and make it better. You need to use this letter to help explain what happened and how you are making it better.

Picking out luxury apartments in Midtown Nashville means that you will need to have a good credit score. This can help show that you have the finances to handle the rent each month and the landlord will not have to worry after you move in. We provide some of the best when it comes to the best in luxury apartments in the area, giving you a standard of living that you may not have expected in an apartment complex. Come and check out some of our great apartments to see why they will be good for your needs.